Mon - Thu 9:00 AM - 9:00 PM
Fri - Sat 9:00 AM - 6:00 PM
Sun 12:00 PM - 5:00 PM
Mon - Sat 7:30 AM - 6:00 PM
Sun Closed
Mon - Sat 7:30 AM - 6:00 PM
Sun Closed
Mon - Fri 8:00 AM - 5:00 PM
Sat - Sun Closed

Ford Car Financing in Port Coquitlam

Selecting and test driving your new vehicle is the fun part, but discussing financing is the part of buying a new car that most people dread. But don’t worry! At Metro Ford, we make this as simple and as intuitive as possible.
Our team of financial agents will help get to know you and your needs, so as to help you find the best auto leasing and low-percent Ford financing options for you as possible.


Low Credit, No Credit? No Problem!

Like ordering without a menu at a restaurant we have never dined at before, we often aren’t aware of what are options are until we are told by an expert. (Or what we can afford!) No matter what your credit situation is, the finance team at Metro Ford has the solution that you have been looking for.


Applying for Credit Is Easy!

Click on one of our credit application links to get started. It takes only a few minutes to fill out our online credit application and all of the information is completely confidential and secure.  One of our finance specialists will contact you for the next step. Jump-start your way to securing and re-building your credit!
If you have any questions, we’d love to hear from you! Our team has worked with people all over BC (Coquitlam, Maple Ridge, Port Moody, Pitt Meadows, Burnaby, and more), with all types of credit, in all types of situations. Contact us now.


Credit Basics

Setting Up Your Credit

When you’re new to borrowing, banks and lenders consider you to be a risk. You need to create a history of paying off loans on time and soon you’ll be eligible to obtain better financing and interest terms and rates.
How can you establish credit early on?
Open an account at a local bank
Sign up for a credit card (but make sure you don’t go nuts here)
Once you have an initial credit score, it’s important to build and nurture that credit rating.  What are some of the best ways to build up and maintain a favorable credit score?

  • Don’t surpass your credit limit
  • Pay what you owe on time
  • Pay as much back as you can at the due date, at least the minimum monthly amount
  • Keep your creditors up to date if you change addresses
  • Avoid or delay unnecessary impulse spending to reduce risk
  • Negotiate an alternative solution with your creditors should you not be able to repay on time
  • Don’t request a credit check too often (this can appear as a red flag for some agencies)


Understanding Credit Reports

Lenders look at your credit report to assess risk. This detailed history of your past lending transactions affects what financing rates and terms you can get, because it gives lenders an indication on whether you’ll be able to pay back your loan on time.
Your risk level is summarized on your credit score, which can be made up of several factors, including:

  • Payment history
  • Type of credit
  • Amount of debt
  • Length of credit
  • New debt

If you have a poor credit rating, it’s not the end of the world. Start rebuilding credit by re-paying your debts consistently and on time, and eventually your credit score will recover with most financial institutions.

How to Rebuild Credit

Need to rebuild your credit? Fill out our Re-Build Your Credit Application to get back on the road to good credit, or learn more about our credit rebuilding services. Through 50 years of sensible lending, our finance department is able to offer some of the best financing rates in the area.


Contact Us